LUMA is your business's financial operating system. It brings together banking, invoicing, time tracking, and bookkeeping preparation in one place—so you can spend less time on admin and more time building your business.
#Who is LUMA for?
LUMA is built for:
- Solo founders running a business and wanting real-time financial visibility
- SMB owners who need to understand cash flow, runway, and profitability
- Startups scaling their operations and preparing for growth or fundraising
- Small teams managing multiple clients, projects, and team members
If you're tired of juggling spreadsheets, multiple apps, and manual data entry, LUMA brings everything together.
#What makes LUMA different
#Automation-first
Transactions sync automatically. Receipts match to transactions automatically. Categories are assigned automatically. You review and refine—not do manual data entry.
#Built for founders
Financial metrics that matter: runway, burn rate, profit margins. Not just transaction lists, but insights into your business health.
#AI-powered
From categorizing transactions to matching receipts to answering questions about your finances, AI handles the tedious work.
#Accountant-ready
When it's time for taxes or year-end, export clean, categorized data to your accountant or directly to accounting software.
#What can you do with LUMA?
#Connect your bank accounts
Link your business bank accounts to automatically sync transactions. LUMA supports over 20,000 banks worldwide through secure connections. Your transactions flow in automatically, categorized by AI.
Learn how to connect your bank →
#Understand your financial metrics
See your revenue, profit, burn rate, and runway at a glance. LUMA calculates these in real-time based on your actual transactions—not estimates or manual inputs.
#Send professional invoices
Create and send invoices that look great on any device. Set up recurring invoices for retainer clients, schedule delivery in advance, and accept online payments via Stripe.
Learn how to create invoices →
#Track your time
Use the built-in timer or log hours manually. Organize work by project and client. When you're ready, turn tracked time into invoices with one click.
#Match receipts automatically
Forward receipts to your LUMA inbox or connect Gmail/Outlook. Our AI matches documents to transactions automatically—no more manual filing at tax time.
Learn how receipt matching works →
#Store and organize documents
Keep contracts, statements, and business documents in the Vault. Everything searchable, organized, and connected to your transactions.
#Export for your accountant
When it's time for taxes or year-end, export clean, categorized transactions to CSV or directly to Xero, QuickBooks, or Fortnox.
#Ask the AI assistant
Ask questions about your finances in plain language: "What was my revenue last quarter?" or "Show my top expenses this month." Get instant answers from your real data.
#Getting started
The fastest way to get started:
Or, follow the Quick Start guide for a 5-minute walkthrough.
#For developers
LUMA has a full API and developer platform for technical founders:
- REST API: Access your data programmatically with API keys
- OAuth 2.0: Build apps that integrate with LUMA for other users
- MCP: Use LUMA data in AI tools like Claude, Cursor, and ChatGPT
API documentation → | Build an OAuth app → | MCP setup →
#Getting help
- Ask the assistant: Built-in AI can answer most questions
- Documentation: You're in the right place
- Email support: support@waytogrow.es
- Community: Join us on Discord